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Patriot Gold Group Review 2025

The dealer-direct Gold IRA with "No Fee for Life" on large accounts and near-zero complaint history.

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amp; Silver - Trusted Dealer
Updated: December 2025 10 min read
4.7

Quick Verdict

Patriot Gold Group positions itself as a "dealer-direct" alternative that eliminates middleman costs. Their "No Fee for Life" program for accounts over $100k is genuinely compelling, and their near-zero BBB complaint record is impressive. The $50k minimum makes this a serious-investor-only option.

✓ Near-Zero Complaints ✓ No Fee for Life (100k+) $50k Minimum
Patriot Gold Group at a Glance
Minimum Investment $50,000 (IRA) / $10,000 (Cash)
BBB Rating A+ Accredited
BBB Complaints (3 Years) Near-Zero
Customer Ratings 4.9/5 (Trustpilot) • 5/5 (ConsumerAffairs)
Setup Fee $225 (one-time)
Annual Fees $150-$180/year (custodian dependent)
Metals Offered Gold, Silver, Platinum, Palladium
Founded 2016
Headquarters Seal Beach, California
CEO Jack Hanney (former Costco exec, Wholesale Direct Metals)

No Fee for Life Program

Accounts $100k+ may qualify for lifetime fee waivers on storage, setup & shipping

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Who Is Patriot Gold Group?

Patriot Gold Group is a private precious metals dealer headquartered in Seal Beach, California. Founded in 2016, the firm has positioned itself as a "dealer-direct" alternative to the heavily-marketed giants like Goldco and Augusta.

The company's leadership is notably public-facing. CEO and Co-Founder Jack Hanney brings an unusual background to the Gold IRA space: he previously served as Director of Trading for Wholesale Direct Metals and held executive management roles at Costco. This dual background in commodities trading and mass-market retail logistics informs Patriot's emphasis on high-volume, low-friction transactions.

Hanney is a frequent media commentator, appearing on outlets such as FOX23 and OANN to discuss market trends—a strategy that builds authority credentials without the massive celebrity endorsement budgets of competitors.

Reputation

Platform Rating Notes
Better Business BureauA+Near-zero complaints (3 years)
Trustpilot4.9★Strong volume
ConsumerAffairs5.0★"Top Rated" 5 consecutive years

Recognition:

Important Note: When researching, don't confuse "Patriot Gold Group" with "Patriot Golf Inc."—the latter has hundreds of BBB complaints. Manual verification confirms Patriot Gold Group's record is clean.

Fee Structure

Patriot Gold Group Fee Breakdown

Standard Accounts (under $100k):

  • Minimum Investment: $50,000 (IRA) / $10,000 (cash)
  • Setup Fee: $225 (one-time)
  • Annual Storage (STRATA Trust): ~$150
  • Annual Storage (Equity Institutional): ~$180
  • Transaction Fees: ~$40 per transaction + shipping

Large Accounts ($100k+):

  • "No Fee for Life" — Setup, storage, and shipping fees reimbursed/waived
  • Thresholds vary by promotion ($100k or $250k)

The "No Fee for Life" Advantage

This is Patriot Gold Group's signature differentiator. For qualifying large accounts (typically $100,000+), Patriot agrees to reimburse or waive:

Over a 10-20 year holding period, this can save $2,000-$4,000+ compared to competitors charging annual fees. For serious investors with six-figure portfolios, this makes Patriot potentially the most cost-effective option in the long run—despite the high entry barrier.

Products & Services

Metals Available:

All four IRA-eligible metals are available, providing maximum portfolio diversification.

Custodian Partners: STRATA Trust, Equity Institutional

The "Dealer-Direct" Model: Patriot emphasizes that they cut out middleman layers common in the industry. Whether this translates to meaningfully lower spreads requires comparing specific product quotes—but the positioning is clear.

✓ Pros

  • Near-Zero Complaints — Exceptional BBB record
  • No Fee for Life — Massive savings on large accounts
  • All Four Metals — Full diversification options
  • Inc. 5000 Recognized — Verified growth trajectory
  • Transparent Leadership — CEO is public-facing and media active

✗ Cons

  • $50,000 Minimum — Excludes smaller investors
  • No Celebrity Endorsements — Lower brand recognition
  • Fee Waivers Require $100k+ — Best benefits need large account
  • No Online Pricing — Must call for quotes

Who Is Patriot Gold Group Best For?

✓ Great Choice If You:

  • • Have $100,000+ to invest (No Fee for Life)
  • • Prefer dealer-direct over middlemen
  • • Value pristine complaint records
  • • Plan to hold long-term (10+ years)
  • • Want all four precious metals

✗ Look Elsewhere If You:

  • • Have less than $50,000
  • • Want promotional bonuses (free silver, etc.)
  • • Prefer heavily-recognized brand names

Frequently Asked Questions

Is Patriot Gold Group legitimate?

Yes. Patriot Gold Group has an A+ BBB rating with near-zero complaints, was ranked on the Inc. 5000 list, and has been named "Top Rated Gold IRA Dealer" by ConsumerAffairs for five consecutive years.

What is the minimum investment?

$50,000 for a Gold IRA, $10,000 for cash purchases.

What is the "No Fee for Life" program?

For accounts of $100,000+ (thresholds vary), Patriot Gold reimburses or waives setup, storage, and shipping fees for the life of the account—potentially saving thousands over a long holding period.

Who is Jack Hanney?

Jack Hanney is the CEO and Co-Founder of Patriot Gold Group. He previously served as Director of Trading for Wholesale Direct Metals and held executive roles at Costco.

Ready to Learn More?

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