Goldco Review 2025
The most-advertised Gold IRA company with $3B+ in placements. Known for celebrity endorsements, free silver promos, and now—no minimum investment. Is the hype justified?
Goldco
BBB Rating
A+
BCA Rating
AAA
Minimum
None (2025)
Annual Fees
$180-$250
Best For: First-time Gold IRA investors who want accessible entry, strong customer service, and promotional silver bonuses.
✓ Pros
- • No minimum investment (new for 2025)
- • $3B+ in precious metals placed
- • 6,000+ five-star reviews
- • "Highest price" buyback guarantee
- • Free silver bonus (5-10% on $50K+)
- • 19 years in business (since 2006)
- • Strong customer service reputation
✗ Cons
- • No pricing on website (must call)
- • Only sells coins, not bars
- • Celebrity endorsements are paid
- • Free silver promo has conditions
- • Some reports of initial sales pressure
- • Limited to gold and silver
Company Overview
Goldco was founded in 2006 by Trevor Gerszt and is headquartered in Woodland Hills (Calabasas area), California. With over $3 billion in precious metals placements and nearly two decades in business, they've become one of the largest and most recognized Gold IRA companies in America.
Goldco is perhaps best known for its high-profile celebrity endorsements, including Sean Hannity, Chuck Norris, and Ben Stein. While these are paid sponsorships, the company has built a legitimate operation with strong customer satisfaction ratings across all major platforms.
Key Company Facts
Fee Structure
Goldco's fee structure is competitive with industry standards:
| Fee Type | Amount | Frequency |
|---|---|---|
| Account Setup | $50 | One-time |
| Annual Administration | $80-$100 | Annual |
| Storage (Non-Segregated) | $100 | Annual |
| Storage (Segregated) | $150 | Annual |
| Shipping ($50K+ orders) | $0 | Free |
| First Year Total | $230-$300 |
2025 Change: No Minimum Investment
Goldco removed their $25,000 minimum for IRA accounts in 2025, making their services accessible to more investors. However, the free silver promotion still requires $50,000+ to qualify.
Customer Reviews & Ratings
Goldco has accumulated thousands of positive reviews across all major platforms:
1,145+ reviews, 95% 5-star
1,500+ verified reviews
1,688+ customer reviews
Highest rating possible
Common themes in positive reviews include helpful customer service, smooth rollover process, and responsive representatives. The occasional negative review typically involves pricing expectations or market fluctuations—not company misconduct.
The Free Silver Promotion
Goldco's most promoted feature is their "free silver" bonus for qualifying accounts:
| Investment Amount | Free Silver Bonus |
|---|---|
| $50,000 | $2,500 in silver coins |
| $75,000 | $5,000 in silver coins |
| $100,000+ | $10,000 in silver coins |
Important Note on "Free" Silver
The silver is valued at Goldco's retail price, not wholesale. The true value is typically 70-80% of the stated amount. This doesn't make it a bad deal, but understand you're not receiving $10,000 in sellable silver—more like $7,000-$8,000. Read our free silver trap article for the full breakdown.
Products Available
Goldco focuses on IRA-eligible coins—they don't sell bars:
Gold Coins
- • American Gold Eagles
- • American Gold Buffalos
- • Canadian Gold Maple Leafs
- • Australian Gold Kangaroos
Silver Coins
- • American Silver Eagles
- • Canadian Silver Maple Leafs
- • Limited mintage coins (promos)
Note: Goldco does not offer platinum, palladium, or gold/silver bars. If you want bars or other metals, consider Birch Gold Group or another provider.
Celebrity Endorsements
Goldco has invested heavily in celebrity marketing:
- • Sean Hannity — Fox News host, long-term paid sponsor
- • Chuck Norris — Actor, spokesperson
- • Ben Stein — Economist/actor, paid endorser
- • Dennis Quaid, Tom Selleck — Various promotions
These are all paid sponsorship relationships, not personal recommendations. The endorsements reflect Goldco's marketing budget, not necessarily superior service. That said, Goldco's actual customer satisfaction ratings are strong regardless of the celebrity marketing.
Is Goldco Right for You?
Goldco IS For You If:
- ✓ You're a first-time Gold IRA investor
- ✓ You want a proven, established company
- ✓ The free silver bonus appeals to you
- ✓ You prefer coins over bars
- ✓ Strong customer support matters
Goldco Is NOT For You If:
- ✗ You want to invest in bars
- ✗ You want platinum/palladium
- ✗ You prefer seeing prices online
- ✗ You dislike promotional tactics
- ✗ You want the absolute lowest fees
Our Verdict
Goldco is a legitimate, well-established Gold IRA company with an impressive track record. Their $3B+ in placements, 6,000+ five-star reviews, and removal of the minimum investment make them accessible to more investors than ever.
The celebrity endorsements are paid marketing—don't let them sway you either way. Judge Goldco on their actual service, which is genuinely strong based on customer feedback.
Rating: 4.8/5 — Excellent choice for first-time investors who want a proven company with strong support.